PEOPLE | SOLUTIONS | POSSIBILITIES
#robcanhelpyou
Expert guidance. Competitive options.
A smoother path to homeownership.
HOME LOAN OPTIONS
From your first home to your next investment, I’ll help you find the right loan option for your goals.
Flexible financing for primary homes, second homes and investments.
May suit borrowers with established credit and funds for a down payment. Options can include fixed or adjustable rates and several term lengths.
Ask about conventional loans →Accessible options backed by the Federal Housing Administration.
May help buyers with a smaller down payment or more flexible credit needs. Mortgage insurance and property standards apply.
Ask about FHA loans →Competitive financing for eligible veterans and service members.
Eligible borrowers may qualify for no down payment and no monthly mortgage insurance. A VA funding fee and eligibility requirements may apply.
Ask about VA loans →Financing designed for eligible rural and suburban areas.
Qualified buyers may be eligible for no down payment. Household income, location and property eligibility limits apply.
Ask about USDA loans →Options for purchases above conforming loan limits.
May suit higher-priced homes and larger loan amounts. Credit, reserve, income and down-payment requirements are typically more substantial.
Ask about jumbo loans →Home-financing possibilities for qualifying ITIN borrowers.
Program requirements vary and may include additional documentation, reserves or down payment. I can help review the available paths.
Ask about ITIN loans →Alternative documentation for unique income situations.
Options may include bank-statement, asset-based and other alternative-documentation programs. Rates, fees and qualification standards vary.
Ask about Non-QM loans →Residential financing for real estate investors.
Explore conventional and alternative programs for rentals and other residential investments, based on your goals and qualifications.
Discuss an investment →LOCAL EXPERTISE. NATIONWIDE SOLUTIONS.
Robert Carabajal · Loan Officer/Sales Manager · NMLS ID 1833512
I’m a dad, a Tucson native and a mortgage professional with 10 years in the business. My career has taken me from operations to sales, including eight years in mortgage loan processing.
That processing background means I have seen just about every challenge that can arise during a loan. I understand what happens behind the scenes, how to spot potential problems early and how to find a practical path forward. Whatever your situation looks like, chances are I have seen something similar—and I will work to find the right solution for you.
FREE HOME BUYING RESOURCE
Learn what to expect from preapproval through closing, including financing basics, the people involved and practical steps that can help you prepare.
Download the PDF ↓
PLAN YOUR PAYMENT
Adjust the figures to estimate principal, interest, taxes, insurance and HOA dues. Your actual payment may differ.
Estimated monthly payment
$2,916For illustrative purposes only. FHA estimates use a 1.75% upfront MIP and the applicable annual MIP based on the entered loan term, loan amount and initial loan-to-value ratio. Conventional mortgage insurance is entered manually. Actual premiums, escrow amounts and eligibility may differ. This is not a commitment to lend.
From application to closing, I’ll be with you every step of the way.
We’ll discuss your goals and review your options.
I’ll guide you through documentation and underwriting.
Find your home and lock in your loan.
Get the keys and start your next chapter.
Let’s Make Your Next Move Together.
I’m here to answer your questions and help you explore your options. Let’s take the next step together.